Payment & Billing Policy

1. Scope

This Payment & Billing Policy applies to paid online courses, workshops, coaching, business consultations, corporate team training, certificate programs and recurring digital learning memberships offered by OCTO BROS.

2. Currency and Displayed Prices

Unless otherwise stated, all prices are displayed and charged in U.S. dollars. The website lists fixed prices for most courses and variable or starting prices for certain live or corporate services.

A starting price is not a guaranteed final quote. Corporate training, custom workshops or other tailored engagements may require a written scope and final price before payment.

3. Payment Authorization

When a customer completes payment through an authorized payment channel, the customer represents that the billing information is accurate and that the customer is authorized to use the selected payment method.

The inquiry form on octobros.com is not a payment form and is not designed to receive card numbers, bank credentials or security codes.

4. Payment Processors

Payments may be processed through third-party ecommerce or payment providers. Those providers may receive payment-related information necessary to authorize and settle transactions. OCTO BROS does not need to receive full card credentials when they are processed directly by an authorized provider.

5. Taxes

Applicable taxes may be added where required by law. The final amount shown by the authorized payment channel should be reviewed before payment is completed.

6. Membership Billing

The Digital Learning Membership is listed at $39 per month. If recurring billing is activated, the renewal interval, amount, cancellation method and any trial or promotional terms must be disclosed before the customer authorizes recurring charges.

Unless required by law or expressly stated otherwise, cancelling a membership stops future renewals but does not automatically reverse a charge already processed.

7. Corporate and Custom Training

Corporate Team Training is listed as starting at $1,499. Final pricing may depend on participant count, preparation, curriculum customization, scheduling, delivery format and other agreed requirements.

A written proposal, invoice, order form or training agreement may contain payment milestones, deposit requirements or other terms that supersede this general policy for that engagement.

8. Failed, Reversed or Disputed Payments

If payment fails or is reversed, access may be delayed, restricted or suspended until the billing issue is resolved, to the extent permitted by law and applicable service terms.

Customers who believe a charge is incorrect should contact OCTO BROS promptly so the transaction can be reviewed before initiating unnecessary disputes.

9. Receipts and Billing Records

Customers should retain invoices, receipts, enrollment confirmations and membership records. Billing inquiries should identify the relevant transaction without sending full payment-card details through ordinary email or website messages.

10. Pricing Changes

Prices may change prospectively. A price change does not retroactively change a completed transaction unless the customer and OCTO BROS agree otherwise or applicable law requires an adjustment.

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